Protect What Matters—At Work, At Home, and Into Retirement.
Coverage Beyond Barriers
Serving the Underserved
From full-time employees to part-time workers, early retirees to gig workers, and caregivers — we support benefit-eligible and non-eligible populations alike. INSRPRO™ delivers insurance, retirement, and risk solutions to those often overlooked by traditional benefit plans.
Solutions That Go Further
Whole life, annuities, Medicare strategies, portable benefits, and legacy enablement — beyond the group plan, beyond open enrollment, and beyond eligibility barriers.
The Journey to delivering ProActive™ solutions
Turning two decades of insight into real-world solutions
After more than 20 years of helping employers and employees manage risk, we recognized a fundamental disconnect: Workplace benefits and personal insurance are rarely coordinated — leaving individuals exposed, benefits underutilized, and legacies at risk.
Too often, people assume employer coverage is enough, only to discover gaps when it’s too late. Meanwhile, employers face the challenge of offering meaningful benefits while balancing cost, compliance, and complexity. INSRPRO™ | Insurance ProActive was built to bridge that gap — across eligibility, education, and enablement.
We created a system to:
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Offer benefits beyond traditional employee benefits eligibility, ensuring coverage for part-time, transitioning, and non-traditional workers while providing coverage & risk expansion for all
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Provide insurance education & enrollment that guides confident choices and supports informed decisions
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Legacy & Retirement Enablement designed to keep designations current, empower confident retirement decisions, ease the claims process, and preserve what matters most
More than insurance — a ProActive™ approach that adapts to changing lives, workforces, and legacies.
Advisors & Brokers
We partner with benefits advisors, brokers, and consultants to enhance client outcomes without disrupting existing relationships. From enrollment support and retiree solutions to post-employment coverage and legacy planning, INSRPRO™ fills service gaps, extends value proposition, and helps deepen client retention — all while keeping our partners at the center of the relationship.
Employers
We complement existing benefits strategy by supporting all segments of your workforce — full-time, part-time, seasonal, gig, and retirees. Whether working alongside current broker or benefits platform, INSRPRO™ fills the gaps with education, enrollment support, and personalized coverage solutions that strengthen engagement, reduce risk, and extend value to more employees.
Retirees
We help retirees navigate post-employment coverage gaps with access to Medicare education, supplemental insurance, long-term care solutions, and legacy planning. Whether retiring early, transitioning from COBRA, or looking to protect assets and loved ones, we deliver personalized guidance and ongoing support.
Individuals & Business Owners
Whether employed, self-employed, between jobs, seasonal, or caregiving — we help individuals and business owners access the insurance and retirement solutions they need, no matter their work status or benefit barriers.
Insurance Education & Enrollment
Confused by coverage? We simplify the enrollment experience — from first-time applicants to retirees. Education drives better outcomes, and we walk with you every step of the way.
Coverage & Risk Expansion (CARE)
We serve those traditional benefits often miss — part-time workers, early retirees, seasonal staff, and those seeking individual protection. Our solutions go where employer-sponsored plans can’t, while expanding coverage for all.
Retirement & Legacy Enablement
We help individuals and families prepare for retirement and protect what matters most. From personalized retirement strategies to beneficiary support and digital legacy tools, INSRPRO™ empowers confident decisions — before and after the job ends.
Our Process
Simple. Personalized. Built for real-life results.
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Discover
We start with real conversations, not canned solutions.
Whether you’re an employer expanding your benefit strategy or an individual navigating coverage gaps, we begin with a focused discovery session to understand where you are—and what’s missing.
02
Evaluate & Align
We uncover what’s working — and what’s not. Analyzing your current coverage, uncover gaps, and align goals.
For employers: we assess benefit offerings, eligibility limitations, and employee needs to develop smarter engagement.
For individuals: we evaluate both group and personal coverage to reveal hidden risks and opportunities.
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Design the Strategy
We build a plan tailored to your goals. We tailor a solution that works with your life or business—not against it.
Employers receive a flexible roadmap with options for eligible and non-eligible populations.
Individuals and families get a personalized protection plan that fits their budget, goals, and legacy needs.
04
Activate & Empower
We don’t just launch—we lead with ongoing support.
From enrollment to education, from claims to beneficiary readiness, we walk with you every step of the way. Powered by human guidance and digital tools, including legacy-focused services like BenNex™ and ClaimsCare™.
Success Stories
What Happens When Insurance Is Aligned, Not Assumed
“INSRPRO helped us completely rethink how we approach our employee benefits. They didn’t try to sell us more — they helped us make what we had work better. The future integration with Beneficiary ProActive will take so much pressure off our HR team during claims. It’s a game-changer.”
— HR Director, Mid-Sized Manufacturing company
"I was worried about what would happen to my savings after I’m gone—especially with multiple accounts and no clear plan in place. INSRPRO stepped in and helped me organize everything, made sure my beneficiaries were clearly documented, and gave me peace of mind knowing my legacy is protected. I feel more confident about my future and my family’s security thanks to his proactive guidance."
— Rodney R, Retiree
“I had coverage through work for years but never really thought about what would happen if I left or if something changed. INSRPRO helped me understand where I was exposed and built a plan that fills the gaps my employer coverage never addressed. Now, I finally feel in control of my financial protection.”
— Marcus L., Marketing Professional
30 min